Stamp Duty Calculator Malaysia

Calculate stamp duty and legal fees for property purchase in Malaysia

Property Details

Enter the purchase price of the property

Rates may vary slightly by state

Foreign buyers are subject to additional charges

Cost Breakdown

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Enter property details and click Calculate Costs to see the breakdown

Understanding Stamp Duty in Malaysia

Stamp Duty Rates

Progressive rates from 1% to 4% based on property value. First RM100k at 1%, next RM400k at 2%, next RM500k at 3%, and above RM1M at 4%.

Legal Fees

Lawyer fees for handling the sale and purchase agreement, loan documentation, and property transfer. Fees are regulated and based on property value.

Additional Costs

Survey fees, search fees, and other disbursements. Foreign buyers pay an additional 3% surcharge on top of standard stamp duty rates.

Stamp Duty in Malaysia: Rates, Exemptions, and Easy Calculator

Introduction

If you're buying property, shares, or signing certain agreements in Malaysia, you'll come across stamp duty. It's a government tax charged on legal, financial, and commercial documents. Whether you're purchasing a house, transferring shares, or taking a business loan, understanding stamp duty is essential.

To simplify your planning, we've built a Stamp Duty Calculator Malaysia to help you estimate costs quickly.

What is Stamp Duty?

Stamp duty is a form of tax imposed under the Stamp Act 1949 on documents that record legal or financial transactions. It applies to:

  • Property purchase agreements (SPA, loan agreements, transfer of title)
  • Share transfer forms
  • Tenancy agreements
  • Certain commercial contracts

You must pay stamp duty to the Lembaga Hasil Dalam Negeri (LHDN), usually within 30 days from the date of signing.

Stamp Duty on Property Purchases

When buying a home in Malaysia, stamp duty is charged on two components:

1. Transfer of Property (Instrument of Transfer)

  • RM1 – RM100,000 → 1%
  • RM100,001 – RM500,000 → 2%
  • RM500,001 – RM1,000,000 → 3%
  • Above RM1,000,000 → 4%

2. Loan Agreement

  • Flat 0.5% of the loan amount

Example

If you buy a property worth RM600,000 with a 90% loan (RM540,000):

  • Transfer duty = RM100,000 × 1% + RM400,000 × 2% + RM100,000 × 3% = RM13,000
  • Loan duty = RM540,000 × 0.5% = RM2,700

Total Stamp Duty = RM15,700

Stamp Duty on Share Transfers

When transferring shares in a Malaysian company:

  • 0.3% of the transfer value (rounded up to the nearest RM)

Stamp Duty on Tenancy Agreements

For tenancy or lease agreements, duty depends on the annual rental and contract duration. For example:

  • 1 year or less → RM1 for every RM250 of annual rent
  • More than 1 year up to 3 years → RM2 for every RM250 of annual rent
  • More than 3 years → RM4 for every RM250 of annual rent

Exemptions and Reliefs

Some situations qualify for partial or full exemption:

  • First-time home buyers: Exempted for properties up to RM500,000 (conditions apply)
  • Government initiatives: Schemes like HOC (Home Ownership Campaign) offer temporary exemptions
  • Family transfers: Certain transfers between parents and children or spouses may qualify for reduced rates

How to Calculate Stamp Duty

Calculating stamp duty manually can be tedious. You need to know the property price, loan amount, and relevant exemptions.

👉 Use Our Stamp Duty Calculator Malaysia

Just key in your property price, loan amount, and details, and get an instant estimate of your stamp duty payable.

Why It Matters

Stamp duty is often overlooked by buyers who only budget for the property price and loan. In reality, it can add tens of thousands of Ringgit to your upfront costs. Using our calculator helps you:

  • Plan your finances better
  • Avoid hidden surprises during property purchase
  • Understand eligibility for exemptions

Conclusion

Stamp duty in Malaysia plays a big role in property transactions, tenancy agreements, and share transfers. Knowing the rates, exemptions, and how to calculate them is key to smarter financial planning.

Before signing your agreement, use our Stamp Duty Calculator Malaysia to get a clear estimate and make informed decisions.