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Savings account: 2-3%, FD: 3-4%, Investments: 5-8%
Ready to Plan?
Enter your savings goal details to create your personalized plan
Build 3-6 months of expenses as emergency fund before other goals. Keep this in easily accessible savings accounts or money market funds.
For longer goals (5+ years), consider unit trusts, ETFs, or EPF contributions. Shorter goals work better with FDs or high-yield savings accounts.
Set up automatic transfers right after payday. This "pay yourself first" approach ensures consistent progress toward your financial goals.