Malaysian Income Tax Calculator

Calculate your 2025 income tax, reliefs, and take-home pay

Income & Personal Details

RM 2,000 relief per child

RM 1,500 relief per parent

Maximum relief: RM 4,000

Maximum relief: RM 3,000

Maximum relief: RM 3,000

Maximum relief: RM 1,000

Sports, books, internet - Maximum relief: RM 2,500

Enter your income details and click Calculate Tax to see results

Income Tax in Malaysia: Rates, Reliefs, and Easy Calculation

Introduction

Every year, millions of Malaysians file their income tax with the Lembaga Hasil Dalam Negeri (LHDN). Whether you're a salaried employee, business owner, or freelancer, understanding how income tax works in Malaysia is essential.

In this guide, we'll explain tax rates, reliefs, filing deadlines, and how you can use our Malaysia Income Tax Calculator to estimate your tax easily.

Who Needs to Pay Income Tax?

You must register and file income tax if:

  • Your annual income is above RM34,000 after EPF (about RM2,833/month), or
  • You earn from business, rental, investments, or freelance work.

Even if your employer deducts PCB (Potongan Cukai Bulanan), you are still required to file e-Filing every year.

Malaysia Income Tax Rates (YA 2025)

Malaysia applies a progressive tax system — the more you earn, the higher the tax rate.

Chargeable Income (RM)Tax Rate
0 – 5,0000%
5,001 – 20,0001%
20,001 – 35,0003%
35,001 – 50,0006%
50,001 – 70,00011%
70,001 – 100,00019%
100,001 – 400,00025%
400,001 – 600,00026%
600,001 – 2,000,00028%
Above 2,000,00030%

Tax Reliefs You Can Claim

To reduce your chargeable income, Malaysia provides various personal tax reliefs, including:

  • Self relief: RM9,000
  • EPF + Life insurance: Up to RM7,000
  • Spouse relief: RM4,000
  • Child relief: RM2,000 per child
  • Lifestyle (books, internet, sports): RM2,500
  • Education fees, medical expenses, SSPN savings, and more

These deductions are important because they directly reduce the taxable amount.

Example of Tax Calculation

Let's say your annual salary is RM60,000.

  1. Gross income: RM60,000
  2. Less EPF (RM7,200) + personal relief (RM9,000) + lifestyle (RM2,500)
  3. Chargeable income: ~RM41,300
  4. Income tax payable (based on progressive rates): ~RM1,600

This is just an example — the exact amount depends on your personal reliefs and claims.

Filing Your Income Tax in Malaysia

  • Method: Online via LHDN e-Filing portal
  • Deadlines:
    • Form BE (employment only): 30 April
    • Form B (business income): 30 June
  • Refunds or Top-ups: If PCB is higher, you'll get a refund; if lower, you'll need to pay the difference.

Why Use an Income Tax Calculator?

Instead of manual calculations, our Income Tax Calculator Malaysia helps you:

  • Estimate your annual tax instantly
  • See how reliefs reduce your liability
  • Plan ahead for filing season
  • Avoid surprises when submitting e-Filing

Conclusion

Income tax is a responsibility for every working Malaysian. By understanding tax rates, reliefs, and filing requirements, you can manage your finances better and stay compliant with LHDN rules.

Use our Malaysia Income Tax Calculator today to quickly estimate your tax and prepare confidently for e-Filing.